It's never too early, or too late to PlanSmart for your retirement.
Classes will be held:
You will envision the retirement you want and how you will finance it based on current and future retirement trends. We will cover some financial basics as well as the importance of tax diversification. You will see how what you already have will contribute to the retirement you want.
You will begin to look at how to prepare before retirement to generate income during retirement. You will look at investment risk, investment strategies, retirement expenses and several sources of retirement income.
Building on what you have learned so far, you will learn how to structure a retirement income stream to address your retirement wants and needs. We will examine the risks that could impact your retirement funds and how to manage assets to help provide lifelong income.
You will review the benefits your employer offers, together with other benefits for a clear understanding of how they fit into your retirement plan. We will also look at the basics of estate planning, wills and trusts.