Financial Wellbeing

Questions about your benefits?  E-mail  More information can also be found in the Benefits Guide in PRISM, under Employee Self-Service.

Click Here for a calendar of when a Fidelity representative will be onsite to schedule a 1-on-1 meeting!

Click Here to Sign-Up for Free PlanSmart Financial Well-being Classes

Benefit For more information

Life Insurance

Life, Accidental Death and Dismemberment, are important benefits, especially if others depend on you for support. Einstein provides you with basic life insurance on your life, at no cost to you.  You can designate or change your beneficiaries at anytime in PRISM.

Einstein also offers you the option of purchasing additional life insurance for you and your family.  Keep in mind that insurance needs may increase as your life changes, because you have more protect - for example, getting married, starting a family or purchasing a home.  Click here for some quick Facts & Stats on Term Life Insurance.

Get an idea of how much life insurance might be right for you here, with MetLife's Life calculator.

Additional FREE services from MetLife:
Grief Counseling
Dignity Funeral Planning
Will Preparation Services


If you need to file a claim,

call 215-456-4711

Metropolitan Life Insurance Company

Disability Insurance

Long-term disability coverage provides ongoing income if you are unable to work because of a disabling illness or injury.

Short-term disability could help you get financial assistance as soon as your disability starts. This benefit is particularly helpful to those who have to wait for their long term disability to begin.


If you need to file a claim,
call 215-456-7621


Hospital Indemnity Plans
Accident Plans

Critical Illness Plans

These plans are meant to supplement your medical coverage by offering you and your family greater financial security if you experience the unexpected.  They provide you with a payment for a covered event to use as you see fit.


Enrollment: 888-317-4759

Claims: 866-626-3705

Legal Benefits

Receive legal advice at a discounted rate through Countrywide Prepaid Legal.

Get advice and representation for most legal matters through ARAG.

MetLife - Will Preparation Services

Carebridge online legal resources: You can also get access  to articles and forms on over 1,000 legal and financial topics.

ARAG Legal:

215-456-8484 Press #3

Retirement Savings

After years of hard work and dedicated service, you deserve to enjoy retirement. Because saving for retirement can be difficult, Einstein supports the following sources of retirement income on your behalf:

• The Einstein Defined Benefit Pension Plan
• Social Security Benefit
• 403(b) Retirement Savings Plan

Fidelity offers live web workshops with Brain Shark webinars on topics such as Designing Your Financial Roadmap, Make the Most of Your Retirement Savings, Your College Planning Choices, and more!  Click here to log into your account and search for a webinar!

Carebridge Quick Tip: Keeping Track of Anticipated Social Security Benefits
Carebridge Quick Tip: What Everyone Should Know About Medicare

You can view your pension statements online in PRISM. Go to Employee Self-Service, click on Benefits and select Pension Statement.

Social Security:


Fidelity Investments:


Credit Unions

Credit Unions offer you a wide variety of financial services and conveniences at favorable rates.
Ask your Human Resources Service Specialist for a membership packet.
Einstein partners with Freedom and Ardent (formerly SB1)



Savings Bond program

You have the opportunity to invest in savings bond and other Treasury securities. This convenient and secure web-based system allows you to purchase, manage, and redeem electronic (paperless) savings bonds online 24/7.

Education and Tuition Assistance 

Advancing your education expands your skills and makes you ever more marketable and valuable to the organization. Einstein has a rich variety of choices available to make getting a degree even easier. 

As an employee, when you enroll in a degree program, Einstein gives you money towards tuition.


E-mail OSD at

College Tuition benefit

Paying for college can be very costly. Would you like a college scholarship? You can have one! As an employee of Einstein, the College Tuition Benefit provides you with college scholarship for your child, grandchild, niece or nephew, as long as you register him/her before the completion of 10th grade. Over 280 private colleges and universities around the nation participate and more are joining every year.

Transit Benefit

Commuting by public transportation can be good for the environment and now could be good for your pocket. RideECO Select is a transit benefit program that may help you save money. You won’t pay federal income or FICA payroll taxes on the money you set aside.
Compnay code 1001


YourHomeResource brings together industry experts from the fields of mortgage and real estate and puts them to work FOR YOU.  The personal, completely confidential service you'll receive from these professionals can provide peace of mind for you and your family.  Take advantage of their years of experience and learn how to budge and manage your credit.  Find out about special programs for first-time buyers.  Hear about tips and tricks to reduce your closing costs when purchasing a home.

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Wells Fargo

Einstein employees are eligible for the Wells Fargo Employee Financial Solutions program - a valuable package of accounts, services, and special benefits that may help you reach your financial goals!  Program benefits include:

  • Wells Fargo At Work Banking Program - A Valuable Package of Accounts and Services
  • The Employee Mortgage Program - Buying or Refinancing
  • Hands on Banking - Financial Education
  • Home Equity Loans and Lines
  • Education Financial Services - Private Student Loans for College

Wells Fargo Bank
Pat Daher - Program Manager
610-639-1260 or

Wells Fargo Home Mortgage
Pete Schneider - Mortgage Consultant
610-254-5770   -   215-850-7557

Auto and Home Insurance

Travelers Insurance and Liberty Mutual Insurance offer home and auto insurance (as well as motorcycle, boat, RV, etc.) at a discounted rate to Einstein employees.  These vendors should be contacted directly and you do not have to wait until annual enrollment to take advantage of these offers.

Travelers Insurance

Liberty Mutual Insurance